Privacy Policy

Privacy Policy

Introduction

At https://affordable-funeral-cover.insuranceandinvestmentnews.com (hereafter referred to as “AFC” or “we”), we are dedicated to protecting your privacy and ensuring the security of your personal information. This comprehensive Privacy Policy details our practices regarding the collection, handling, and disclosure of personal data in alignment with various international privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • General Data Protection Regulation (GDPR) of the European Union (EU)
  • Lei Geral de Proteção de Dados Pessoais (LGPD) in Brazil
  • California Consumer Privacy Act (CCPA/CPRA), California, USA
  • Colorado Privacy Act (CPA), Colorado, USA
  • Utah Consumer Sales and Service Act (UCPA), Utah, USA
  • Connecticut Data Privacy Act (CTDPA), Connecticut, USA
  • Virginia Consumer Data Protection Act (VCDPA), Virginia, USA
  • Protection of Personal Information Act (POPIA), South Africa

Scope

This privacy policy is applicable to all aspects of our online presence, including but not limited to, our website at https://affordable-funeral-cover.insuranceandinvestmentnews.com, any associated mobile applications, and all related services and products. It’s crucial to understand that this policy does not extend to third-party platforms or services accessed through links on our site, as they have their own privacy policies governing data collection.

Processing Activities

This policy outlines the practices when users:

  • Utilize our applications and services as authorized users.
  • Visit websites linked to and governed by this Privacy Policy.
  • Engage with us through communications such as newsletters, emails, telephone calls, or text messages (SMS).

Personal Data Collection

AFC collects a variety of personal data, including:

  • Account Information: Details related to your user account, such as login credentials and profile settings.
  • Payment Information: Transaction details, payment history, and billing addresses for processing payments.
  • Financial Information: Insurability status, policy information, and any financial records required for policy assessment.
  • Purchase Information: Items or services bought from us, including quantities and prices.
  • Mobile Device Identifiers: Unique identifiers associated with your mobile device for analytics and personalization.
  • Location Data: Geolocation data provided by your device when using our location-based services.
  • Feedback: Comments, reviews, and responses you provide to enhance our services.
  • Social Media Information: Data from social media platforms when users choose to log in through these accounts.
  • Product Information: Details about products viewed or purchased on our site for personalized recommendations.

We obtain this data through direct user input, interactions with our platform, and automated technologies used for analytics and personalization. Additionally, third parties may share Personal Data with us, though they are bound by their respective privacy agreements.

Cookies

AFC employs cookies to enhance your experience on our site and to gather analytics. Cookies can be categorized as:

  • Strictly Necessary: Essential for navigating the website and using its features.
  • Preference: Remembering user preferences to personalize content.
  • Analytics: Tracking website usage statistics to improve performance.

Users have control over non-essential cookies through our Cookie Manager, allowing them to customize their cookie settings.

Retention and Deletion

We retain personal data for the duration required by law or for the specific purposes it was collected. Once these purposes are fulfilled, we securely delete or anonymize the data to protect your privacy.

Security Measures

AFC implements robust security measures to safeguard personal data, including:

  • Encryption of data during transmission and storage.
  • Engaging secure third-party processing partners who adhere to strict privacy standards.
  • Regularly reviewing and updating our security protocols to adapt to emerging threats.

Children’s Privacy

We do not knowingly collect or intentionally target personal information from children under the age of 18. If we learn that we have collected such data, we will take steps to delete it promptly.

Your Rights

Depending on your jurisdiction, you are entitled to certain rights regarding your personal data, including:

  • Access to your data and its processing details.
  • Correction or rectification of inaccurate information.
  • Erasure (or the right to be forgotten) under specific circumstances.
  • Restriction or objection to the processing of your data in certain cases.
  • Data portability, allowing you to transfer your data to another controller.
  • The right to withdraw consent at any time without affecting the lawfulness of prior processing.

To exercise these rights or for data-related inquiries, please contact our dedicated privacy team via email at [email protected] or through written correspondence sent to our registered address.

Changes to Policy

AFC reserves the right to update this Privacy Policy at any time. Any modifications will be posted on this page, and we encourage users to review it periodically for the latest information on our privacy practices.

Contact Information

For any questions, concerns, or requests related to privacy, data protection, or to exercise your rights, please reach out to us via: